| Policy Review
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Executive Summary

Policy assessment and recommendations

Data Source
Year 1 Death Benefit
Year 1 Cash Value
Guarantee Age
Annual Premium
Policy Summary
Carrier
--
Product
--
Policy Type
--
Insured
--
Age
--
Face Amount
--
DB Option
--
Illustrated Rate
--
Policy Health Score
Risk Score:
0
0 Low Risk100 High Risk
Risk Factors (check items that apply)
Increases Risk
Decreases Risk
Key Findings
Analysis
  • Enter policy details to begin
Recommendations
  • Complete details for recommendations
Documents & Confidence
AreaConfidence
Policy DesignLow
Current ValuesLow
LongevityMedium
ProjectionsLow
Projections
Age 56 Age 100
Current Policy
$0
Recommended
$0
Lapse Age
--
Value at Age 85
$0

Policy Details

Enter policy information or upload an illustration

Upload Illustration PDF Auto-populate fields from PDF
In-Force Illustration
Current policy projection
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New Proposal
Replacement or new policy
Drop PDF or click to upload
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Data Extracted Successfully

Policy Overview
Insured Information
Current Values
Enter values from your most recent statement or illustration.
Policy Charges & Expenses Click to expand
Premium Information
Riders

Performance Analysis

Designed vs actual

Comparison
MetricDesignedActualVariance
Premiums Paid----
Credit Rate--
Account Value----
Cash Value----
Lapse Age----
Trajectory
Historical Whole Life Dividend Rates (2006-2025) Click to expand
Investment Options & Allocations Click to expand

Longevity Analysis

Survival probability

Lifespan
--
Prob 90
--
Prob 95
--
Prob 100
--
Details
Survival Curve

Strategies

Compare and customize options

Import Illustration Data
Illustration Data Click to expand
1. Level Funded PremiumsRecommended
Pay level premiums to target age. Simple and predictable.
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Annual
--
Lapse Age
--
Total Cost
Low
Risk
2. Minimally Funded
Pay minimum required. Lower short-term costs, active management needed.
--
Annual
--
Target
--
Total Cost
Medium
Risk
3. Face Reduction
Reduce death benefit to extend coverage without premium increase.
--
New Face
--
Lapse Age
--
Savings
Low
Risk
4. Sell Policy (Life Settlement)
Life settlement for immediate cash, no future premiums.
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Settlement
--
CSV
--
Qualified
N/A
Risk
5. Custom Strategy
Enter your own custom strategy parameters.
--
Annual
--
Target
--
DB
--
Total
Comparison Chart

Recommendations

Recommended policy details

Add Recommended Policy
Policy 1
Recommendation Summary
Total Recommended Face
$0
Total Annual Premium
$0
Policies Recommended
1

Illustration Data

View projection tables and expenses from uploaded illustrations

Upload Illustration
PDF or Excel file with projection data
Policy Projections
No projection data
Upload an illustration or click "Add Row" to enter manually
Charges & Expenses
No expense data
Upload an illustration or click "Add Row" to enter manually

Detail Reporting

Comprehensive portfolio analysis and reporting

Cover Page Information
Generate Detail Report
Create comprehensive portfolio analysis report

Forms

Authorization and request documents

Letter of Authorization
AN EPIC COMPANY

Letter of Authorization

Insurance Company Name:
Policy Number(s):
Insured Name:
Policy Owner:

If policy is owned by a company, please include the Corporate Resolution with this request.

I hereby authorize you to release any information and documents on the above referenced policy to the appointed representative below, as well as his or her staff. An electronically scanned or faxed copy of this document shall be considered as valid as the original.

This includes the following representatives: Jenny Bucher, Chelsea Junge, Lindsey Binder, Sharon Wood & Stephanie Wise.

Agent Name:
Firm Name:
Address:
Phone:
Fax:
Email:
BGA Contact Name:
Firm Name:
Address:
Phone:
Fax:
Email:
Specifically, please provide the following selected information on the referenced policy(ies):
In addition, please provide inforce illustrations with the following selected features:
For these illustrations, please use the following hypothetical return assumptions:

I hereby authorize you to send this information to the listed Agent/BGA via email or fax.

Policy Owner's Signature, Title (if applicable)
Date: